Hong Kong financial data
Hong Kong bank deposit trends
Customer deposits held in Hong Kong's banking system show how money is spread across demand, savings and time deposit accounts. Using many years of Hong Kong Monetary Authority data, compare changes in the amounts and shares of the three types of deposit, set against the Hong Kong dollar interbank offered rate (HIBOR), to understand the long-term trends in the deposit mix and the interest rate environment.
Managing bank deposits is part of everyday money matters in Hong Kong. Current accounts make it easy to handle income and payments, savings accounts keep money flexible to use, and time deposits involve an agreed deposit term. How each person divides their money depends on their own needs; scaled up to the whole banking system, the shares of the three types of deposit also change over time. The figures the Hong Kong Monetary Authority publishes every month let us look at the deposit mix through its historical trend since April 1997, and compare the amounts with changes in market interest rates to understand what each of these figures shows.
Year on year +12.9%
Month on month +1.4%On a year earlier +1.2 percentage points
Of the three types combinedYear on year +3.7%
Year on year +16.0%
What is counted
How do demand, savings and time deposits differ?
These are the deposit types in the HKMA statistics. The three amounts combined are the basis on which this page calculates the shares of the deposit mix.
Demand deposits
Current account balances that can be used at any time, usually for everyday income, payments and moving money.
Savings deposits
Ordinary savings account balances; actual withdrawal arrangements and interest depend on each bank’s account terms.
Time deposits
Money placed for an agreed term; early withdrawal is usually handled under the bank’s relevant terms.
Changing mix
How Hong Kong's bank deposit mix has changed over the years
Swipe the chart sideways to see the full timeline.
Amounts over time
Trends in demand, savings and time deposit amounts
The shares show the mix; the amounts show the actual size of the three types of customer deposit in the banking system.
Swipe the chart sideways to see the full timeline.
Time deposits stood at HK$11.71 trillion in the latest month, the largest of the three types.
Beyond the shares, look at the actual size of deposits
The same deposit share can represent very different amounts when total deposits are of a different size. The mix and the trend in amounts are therefore worth reading side by side. Even if the share of time deposits falls, the amount of time deposits may still rise as long as the overall deposit base grows; conversely, a higher share does not guarantee a larger amount. The HKMA figures cover Hong Kong dollar and foreign currency customer deposits at licensed banks, with foreign currencies converted into Hong Kong dollars. They are totals for the banking system: they cannot be read directly as an increase in Hong Kong residents' personal savings, and they are not enough to judge whether money is flowing into Hong Kong.
Interest rates compared
Share of time deposits compared with three-month HIBOR
HIBOR reflects the short-term cost of funds in the Hong Kong dollar interbank market. Setting the monthly average three-month HIBOR beside the share of time deposits lets you compare changes under different interest rate conditions; it does not show direct cause and effect.
Swipe the chart sideways to see the full timeline.
HIBOR is the monthly average of the daily three-month rate, to match the monthly deposit data.
Interest rates and the deposit mix can be compared, but are not the same thing
The monthly average of the three-month Hong Kong dollar Interbank Offered Rate (HIBOR) can be used to observe the short-term cost of funds in the Hong Kong dollar interbank market. Placing this rate alongside the share of time deposits on the same timeline helps compare market conditions in different periods, but even if the two rise and fall together, that is not enough to prove direct cause and effect. In particular, the bank deposit figures cover both Hong Kong dollars and foreign currencies, while HIBOR relates only to the Hong Kong dollar market, so the two cover different things. HIBOR is also not the time deposit rate banks offer retail customers and cannot be used directly to calculate deposit interest.
Share of time deposits
How does the share of time deposits compare with its history?
The share of time deposits is now at 86% of its range over the past 5 years.
Data explained
How should the long-term trends in Hong Kong bank deposits be read?
Read short-term changes, the multi-year mix and the interest rate environment separately. The data only describe changes that happen at the same time; this page alone cannot show their causes or predict what comes next.
In August 2026, time deposits stood at HK$11.71 trillion, 56.3% of the three types combined; year-on-year change +12.9%. The deposit mix and interest rates can be looked at together, but they cannot show why money moved.
What do these figures mean for your deposits?
The amounts on this page are the month-end balances of all customers’ deposits at licensed banks, in Hong Kong dollars and foreign currencies. They are not figures for an individual, a household or a single bank. A higher total does not mean every depositor’s savings have grown.
The share of time deposits reflects the banking system’s deposit mix, not any bank’s time deposit rate. Individual rates depend on the bank, the amount, the term and the type of customer; go by the bank’s quote on the day.
Three-month HIBOR is an interbank rate used to observe the interest rate environment; it is not a rate depositors can get directly. To estimate the interest on a time deposit, enter a bank’s actual quoted rate in the fixed deposit calculator.
Sources and notes
The deposit and HIBOR figures are both published by the Hong Kong Monetary Authority. Deposits are compiled monthly and HIBOR is fixed every business day, so their data periods and check dates are listed separately. The deposit figures cover customer deposits at licensed banks; they are not the deposits of Hong Kong individuals, households or any single bank.
- Customer deposits
- April 1997 to August 2026Customer deposits at licensed banks published monthly by the HKMA; month-end balances
- Deposit data checked
- 11 October 2026
- Three-month HIBOR
- April 2019 to 30 September 2026Monthly averages calculated from the daily fixings
- HIBOR data checked
- 11 October 2026
- Update frequency
- Deposits monthly; HIBOR every business dayOfficial figures may be revised later; check the source data before making important decisions.
Official sources
- HKMA: customer deposits data documentation (opens in a new tab)
- HKMA: HIBOR data documentation (opens in a new tab)
Intellectual property rights in the source data belong to the Hong Kong SAR Government and the relevant data providers (Hong Kong Monetary Authority). Applicable terms: HKMA Terms and Conditions of Use (opens in a new tab). Values compiled or calculated by Agoodeal are not official figures.
Information and tool results are for general reference only and are not a recommendation or a basis for an individual decision; verify important matters independently. For limitation of liability, see Data use and disclaimer.
Coverage and limitations
The deposit data are the HKMA’s monthly statistics of customer deposits at licensed banks, in Hong Kong dollars and foreign currencies; restricted licence banks and deposit-taking companies are not included. Amounts are month-end balances, and a change is not a confirmed net inflow of funds.
See the full data (353 rows)
Amounts are in millions of Hong Kong dollars and include Hong Kong dollar and foreign currency deposits. Shares are calculated by Agoodeal from the three types combined and do not represent any individual’s or single bank’s deposits.
| Month | Demand (HK$ million) | Savings (HK$ million) | Time (HK$ million) | Time deposit share |
|---|---|---|---|---|
| 2026-08 | 2887515.878 | 6215510.951 | 11713357.034 | 56.3% |
| 2026-07 | 2937628.184 | 6045429.791 | 11549520.858 | 56.2% |
| 2026-06 | 2835494.193 | 5996986.638 | 11520187.009 | 56.6% |
| 2026-05 | 2907731.844 | 6160756.713 | 11270150.387 | 55.4% |
| 2026-04 | 2770052.824 | 5990526.375 | 11114001.932 | 55.9% |
| 2026-03 | 2674954.523 | 5874528.626 | 11036738.855 | 56.3% |
| 2026-02 | 2694895.84 | 6016699.279 | 10858217.247 | 55.5% |
| 2026-01 | 2605564.281 | 5917223.512 | 10866842.931 | 56.0% |
| 2025-12 | 2486729.148 | 5947844.454 | 10966485.939 | 56.5% |
| 2025-11 | 2559878.609 | 5885413.262 | 10728120.773 | 56.0% |
| 2025-10 | 2527798.269 | 5837460.953 | 10665863.045 | 56.0% |
| 2025-09 | 2455600.349 | 5838507.306 | 10821576.891 | 56.6% |
| 2025-08 | 2490129.049 | 5994125.354 | 10378457.637 | 55.0% |
| 2025-07 | 2535350.203 | 6032427.253 | 10129664.873 | 54.2% |
| 2025-06 | 2607620.859 | 5928372.942 | 10131968.29 | 54.3% |
| 2025-05 | 2519894.155 | 5621519.418 | 10358976.359 | 56.0% |
| 2025-04 | 2278085.219 | 5260580.092 | 10508121.446 | 58.2% |
| 2025-03 | 2267408.733 | 5212466.267 | 10466101.199 | 58.3% |
| 2025-02 | 2254568.553 | 5161025.712 | 10393735.584 | 58.4% |
| 2025-01 | 2159318.721 | 4950342.49 | 10472554.362 | 59.6% |
| 2024-12 | 2163303.64 | 5043396.373 | 10135432.92 | 58.4% |
| 2024-11 | 2172197.745 | 4983408.961 | 10029157.965 | 58.4% |
| 2024-10 | 2226735.895 | 4972836.648 | 9937845.396 | 58.0% |
| 2024-09 | 2239476.406 | 4924525.873 | 9968975.304 | 58.2% |
| 2024-08 | 2132395.737 | 4840370.75 | 10031422.585 | 59.0% |
| 2024-07 | 2126430.351 | 4717311.478 | 9968191.67 | 59.3% |
| 2024-06 | 2065950.829 | 4734066.015 | 9911774.882 | 59.3% |
| 2024-05 | 2049420.508 | 4844998.921 | 9816979.754 | 58.7% |
| 2024-04 | 2037830.64 | 4744086.137 | 9744035.097 | 59.0% |
| 2024-03 | 1972607.869 | 4542376.137 | 9652876.766 | 59.7% |
| 2024-02 | 1976177.07 | 4704087.917 | 9454977.214 | 58.6% |
| 2024-01 | 1944963.562 | 4652210.44 | 9498963.757 | 59.0% |
| 2023-12 | 2023347.56 | 4770867.902 | 9397940.872 | 58.0% |
| 2023-11 | 2048279.225 | 4733149.292 | 9257677.946 | 57.7% |
| 2023-10 | 1986670.844 | 4710174.513 | 9066369.809 | 57.5% |
| 2023-09 | 1925211.276 | 4692624.841 | 9141899.956 | 58.0% |
| 2023-08 | 2030973.236 | 4838297.248 | 8857559.084 | 56.3% |
| 2023-07 | 2094211.848 | 4964297.191 | 8571044.147 | 54.8% |
| 2023-06 | 2000110.47 | 4935960.479 | 8503549.248 | 55.1% |
| 2023-05 | 2094850.407 | 5032579.219 | 8234965.801 | 53.6% |
| 2023-04 | 2111583.69 | 5137921.423 | 8246700.542 | 53.2% |
| 2023-03 | 2125329.373 | 5150769.238 | 8216361.637 | 53.0% |
| 2023-02 | 2156929.888 | 5228713.22 | 7974464.214 | 51.9% |
| 2023-01 | 2289942.991 | 5339489.159 | 7982325.451 | 51.1% |
| 2022-12 | 2188728.953 | 5404105.427 | 7821710.818 | 50.7% |
| 2022-11 | 2316555.877 | 5517956.454 | 7491234.073 | 48.9% |
| 2022-10 | 2352790.691 | 5775613.306 | 7083952.16 | 46.6% |
| 2022-09 | 2444786.265 | 5924062.553 | 6886421.681 | 45.1% |
| 2022-08 | 2572790.986 | 6244446.798 | 6428927.668 | 42.2% |
| 2022-07 | 2660831.324 | 6463728.409 | 6124882.52 | 40.2% |
| 2022-06 | 2723099.146 | 6523097 | 5961781.032 | 39.2% |
| 2022-05 | 2840667.166 | 6673751.293 | 5649205.969 | 37.3% |
| 2022-04 | 2918649.315 | 6773906.275 | 5581715.125 | 36.5% |
| 2022-03 | 2977015.361 | 6823498.138 | 5519488.994 | 36.0% |
| 2022-02 | 3074008.138 | 6935944.346 | 5363118.87 | 34.9% |
| 2022-01 | 3020000.016 | 6818073.98 | 5711161.407 | 36.7% |
| 2021-12 | 2915511.215 | 6828171.965 | 5411762.357 | 35.7% |
| 2021-11 | 3036733.558 | 6858784.253 | 5203121.232 | 34.5% |
| 2021-10 | 3017020.614 | 6842036.983 | 5140819.157 | 34.3% |
| 2021-09 | 3015244.493 | 6718535.985 | 5236839.243 | 35.0% |
| 2021-08 | 2912869.73 | 6713808.613 | 5242614.259 | 35.3% |
| 2021-07 | 2957161.419 | 6706120.693 | 5213286.334 | 35.0% |
| 2021-06 | 3307345.595 | 6614731.397 | 5231274.553 | 34.5% |
| 2021-05 | 2923794.798 | 6680357.491 | 5225494.186 | 35.2% |
| 2021-04 | 2750742.098 | 6589857.688 | 5313071.317 | 36.3% |
| 2021-03 | 2831973.342 | 6489408.16 | 5329895.213 | 36.4% |
| 2021-02 | 3026022.113 | 6466992.416 | 5300659.034 | 35.8% |
| 2021-01 | 3980393.386 | 6340801.875 | 5587759.724 | 35.1% |
| 2020-12 | 2690924.542 | 6339507.892 | 5450590.653 | 37.6% |
| 2020-11 | 2759678.698 | 6381920.091 | 5471425.652 | 37.4% |
| 2020-10 | 3711625.82 | 6015739.039 | 5957797.422 | 38.0% |
| 2020-09 | 3043766.983 | 5886352.948 | 5811498.961 | 39.4% |
| 2020-08 | 3101120.455 | 5883680.395 | 5828722.621 | 39.3% |
| 2020-07 | 2658351.064 | 5784419.723 | 5983711.917 | 41.5% |
| 2020-06 | 2318588.796 | 5494399.968 | 6234111.364 | 44.4% |
| 2020-05 | 2168734.823 | 5277942.074 | 6374863.313 | 46.1% |
| 2020-04 | 2134768.148 | 5079519.397 | 6642699.553 | 47.9% |
| 2020-03 | 2101438.577 | 5027814.285 | 6612360.027 | 48.1% |
| 2020-02 | 2045208.348 | 4973792.285 | 6702091.193 | 48.8% |
| 2020-01 | 2016594.3 | 4986419.162 | 6731233.459 | 49.0% |
| 2019-12 | 1987438.014 | 4936411.526 | 6815762.696 | 49.6% |
| 2019-11 | 1986403.181 | 4996530.915 | 6777936.911 | 49.3% |
| 2019-10 | 1989396.789 | 4928522.921 | 6779955.93 | 49.5% |
| 2019-09 | 1980371.692 | 4813794.708 | 6767307.716 | 49.9% |
| 2019-08 | 1933756.26 | 4892124.387 | 6755142.636 | 49.7% |
| 2019-07 | 1997047.623 | 4977260.511 | 6581352.289 | 48.6% |
| 2019-06 | 1946054.715 | 4896881.807 | 6716188.97 | 49.5% |
| 2019-05 | 1976622.794 | 4931499.32 | 6648564.836 | 49.0% |
| 2019-04 | 1994748.54 | 4945540.912 | 6752233.169 | 49.3% |
| 2019-03 | 1934085.608 | 4937305.907 | 6636532.23 | 49.1% |
| 2019-02 | 1965973.571 | 5035990.934 | 6447744.79 | 47.9% |
| 2019-01 | 1971812.68 | 4903421.692 | 6562513.89 | 48.8% |
| 2018-12 | 1955058.661 | 4924464.225 | 6461146.457 | 48.4% |
| 2018-11 | 1988524.874 | 4986747.212 | 6178963.267 | 47.0% |
| 2018-10 | 2004506.024 | 4967492.057 | 6106767.442 | 46.7% |
| 2018-09 | 1983703.951 | 5012475.385 | 6060025.372 | 46.4% |
| 2018-08 | 1985679.56 | 5076201.253 | 5917473.65 | 45.6% |
| 2018-07 | 2034955.479 | 5106266.482 | 5762176.086 | 44.7% |
| 2018-06 | 2055466.007 | 5082585.536 | 5776735.162 | 44.7% |
| 2018-05 | 2083231.769 | 5257525.276 | 5603118.38 | 43.3% |
| 2018-04 | 2448241.556 | 5326375.598 | 5501587.652 | 41.4% |
| 2018-03 | 2009312.315 | 5342764.13 | 5517115.665 | 42.9% |
| 2018-02 | 2030161.192 | 5479706.785 | 5417525.432 | 41.9% |
| 2018-01 | 2114400.873 | 5454463.249 | 5465532.3 | 41.9% |
| 2017-12 | 1992707.402 | 5329825.462 | 5387054.611 | 42.4% |
| 2017-11 | 2028095.934 | 5366079.605 | 5242386.613 | 41.5% |
| 2017-10 | 2569343.693 | 5186337.835 | 5174073.43 | 40.0% |
| 2017-09 | 1963405.328 | 5251240.563 | 5244141.541 | 42.1% |
| 2017-08 | 1912197.711 | 5270775.716 | 5258781.387 | 42.3% |
| 2017-07 | 1988629.607 | 5213854.444 | 5263482.371 | 42.2% |
| 2017-06 | 1885665.061 | 5163174.115 | 5289618.337 | 42.9% |
| 2017-05 | 1889450.449 | 5126918.735 | 5208057.933 | 42.6% |
| 2017-04 | 1829564.994 | 5098844.923 | 5230354.108 | 43.0% |
| 2017-03 | 1822146.922 | 5072539.485 | 5146641.781 | 42.7% |
| 2017-02 | 1817381.264 | 5054090.987 | 5059168.162 | 42.4% |
| 2017-01 | 1777257.214 | 4966090.44 | 5107658.423 | 43.1% |
| 2016-12 | 1823500.063 | 4939314.807 | 4926608.475 | 42.1% |
| 2016-11 | 1881740.59 | 5069162.406 | 4778657.381 | 40.7% |
| 2016-10 | 1845464.885 | 5021231.238 | 4797458.024 | 41.1% |
| 2016-09 | 1860676.093 | 4925081.792 | 4805901.777 | 41.5% |
| 2016-08 | 1781178.915 | 4896830.199 | 4647462.065 | 41.0% |
| 2016-07 | 1778172.858 | 4823702.775 | 4611402.13 | 41.1% |
| 2016-06 | 1724276.513 | 4686727.11 | 4607279.41 | 41.8% |
| 2016-05 | 1689893.586 | 4629148.549 | 4597384.314 | 42.1% |
| 2016-04 | 1688367.632 | 4619818.058 | 4673319.147 | 42.6% |
| 2016-03 | 1713091.099 | 4612236.694 | 4618149.587 | 42.2% |
| 2016-02 | 1637298.274 | 4522020.405 | 4658968.053 | 43.1% |
| 2016-01 | 1666720.192 | 4523260.1 | 4708409.644 | 43.2% |
| 2015-12 | 1621805.577 | 4495028.881 | 4602673.167 | 42.9% |
| 2015-11 | 1681962.343 | 4455464.67 | 4509802.267 | 42.4% |
| 2015-10 | 1676336.868 | 4439747.127 | 4509955.658 | 42.4% |
| 2015-09 | 1677559.134 | 4355624.114 | 4595962.41 | 43.2% |
| 2015-08 | 1608627.957 | 4300823.468 | 4726520.545 | 44.4% |
| 2015-07 | 1555371.491 | 4271276.203 | 4681902.48 | 44.6% |
| 2015-06 | 1578986.321 | 4204936.008 | 4740498.477 | 45.0% |
| 2015-05 | 1587832.141 | 4271248.52 | 4675404.276 | 44.4% |
| 2015-04 | 1507425.967 | 4203922.014 | 4762713.285 | 45.5% |
| 2015-03 | 1599308.626 | 3948659.71 | 4826133.419 | 46.5% |
| 2015-02 | 1377177.822 | 3966915.337 | 4772310.385 | 47.2% |
| 2015-01 | 1449451.516 | 3943328.884 | 4755299.373 | 46.9% |
| 2014-12 | 1378638.548 | 3965478.062 | 4694501.048 | 46.8% |
| 2014-11 | 1376095.024 | 3944689.278 | 4720852.622 | 47.0% |
| 2014-10 | 1421700.819 | 3911613.349 | 4669044.569 | 46.7% |
| 2014-09 | 1347875.044 | 3868350.574 | 4669110.126 | 47.2% |
| 2014-08 | 1329664.038 | 3846320.056 | 4639783.951 | 47.3% |
| 2014-07 | 1379176.927 | 3814368.325 | 4617244.152 | 47.1% |
| 2014-06 | 1304972.113 | 3722002.771 | 4552259.132 | 47.5% |
| 2014-05 | 1237080.129 | 3693734.085 | 4559793.895 | 48.0% |
| 2014-04 | 1244088.837 | 3645420.782 | 4472018.501 | 47.8% |
| 2014-03 | 1202479.526 | 3572057.78 | 4382488.695 | 47.9% |
| 2014-02 | 1335409.045 | 3645658.033 | 4317521.672 | 46.4% |
| 2014-01 | 1167472.933 | 3635938.814 | 4349703.503 | 47.5% |
| 2013-12 | 1197016.422 | 3696099.414 | 4258529.67 | 46.5% |
| 2013-11 | 1202582.979 | 3694592.839 | 4140705.672 | 45.8% |
| 2013-10 | 1191856.442 | 3664888.286 | 4090447.728 | 45.7% |
| 2013-09 | 1174712.821 | 3564777.105 | 4142773.369 | 46.6% |
| 2013-08 | 1138165.518 | 3520112.218 | 3969838.856 | 46.0% |
| 2013-07 | 1145513.839 | 3426911.258 | 4011689.609 | 46.7% |
| 2013-06 | 1128909.893 | 3354153.974 | 3974669.536 | 47.0% |
| 2013-05 | 1143983.354 | 3476817.352 | 3932854.78 | 46.0% |
| 2013-04 | 1116492.069 | 3482203.751 | 3852745.886 | 45.6% |
| 2013-03 | 1090366.896 | 3417572.302 | 3822458.297 | 45.9% |
| 2013-02 | 1129951.575 | 3480830.015 | 3800098.035 | 45.2% |
| 2013-01 | 1104753.906 | 3469043.172 | 3940063.861 | 46.3% |
| 2012-12 | 1095494.823 | 3391562.412 | 3788984.928 | 45.8% |
| 2012-11 | 1071835.631 | 3305603.761 | 3758638.518 | 46.2% |
| 2012-10 | 1064069.628 | 3281751.696 | 3724626.036 | 46.2% |
| 2012-09 | 1019522.27 | 3186959.024 | 3714442.514 | 46.9% |
| 2012-08 | 1005571.93 | 3146814.365 | 3669088.074 | 46.9% |
| 2012-07 | 1001383.136 | 3064791.11 | 3679073.664 | 47.5% |
| 2012-06 | 957138.765 | 3021460.423 | 3710621.232 | 48.3% |
| 2012-05 | 956589.464 | 3020070.52 | 3609281.639 | 47.6% |
| 2012-04 | 955578.394 | 3082268.474 | 3690453.462 | 47.8% |
| 2012-03 | 918105.945 | 3072567.687 | 3660106.41 | 47.8% |
| 2012-02 | 944111.543 | 3061790.085 | 3711146.815 | 48.1% |
| 2012-01 | 855326.405 | 3010594.961 | 3789342.543 | 49.5% |
| 2011-12 | 879018.313 | 2904906.268 | 3783785.824 | 50.0% |
| 2011-11 | 881713.102 | 2884844.566 | 3740820.974 | 49.8% |
| 2011-10 | 890486.544 | 2905368.323 | 3650781.012 | 49.0% |
| 2011-09 | 881153.698 | 2870654.94 | 3552363.097 | 48.6% |
| 2011-08 | 880904.772 | 2892409.391 | 3543229.277 | 48.4% |
| 2011-07 | 901610.783 | 2967685.495 | 3491322.065 | 47.4% |
| 2011-06 | 860609.585 | 2907337.366 | 3444403.799 | 47.8% |
| 2011-05 | 901874.322 | 2916846.204 | 3462015.998 | 47.6% |
| 2011-04 | 857790.407 | 2963696.628 | 3411661.292 | 47.2% |
| 2011-03 | 817669.104 | 2886286.64 | 3350187.941 | 47.5% |
| 2011-02 | 835253.294 | 2892175.656 | 3183293.741 | 46.1% |
| 2011-01 | 829593.631 | 2924459.883 | 3190625.489 | 45.9% |
| 2010-12 | 798420.923 | 2913056.464 | 3132303.527 | 45.8% |
| 2010-11 | 820977.152 | 2916582.97 | 3089623.383 | 45.3% |
| 2010-10 | 910841.416 | 2946752.631 | 3168535.902 | 45.1% |
| 2010-09 | 862452.067 | 2814661.954 | 3038808.246 | 45.2% |
| 2010-08 | 735100.788 | 2708746.289 | 3036379.247 | 46.9% |
| 2010-07 | 710273.551 | 2681119.442 | 3053485.496 | 47.4% |
| 2010-06 | 696600.001 | 2619356.089 | 3016265.408 | 47.6% |
| 2010-05 | 720783.098 | 2628789.014 | 2904993.96 | 46.4% |
| 2010-04 | 766687.277 | 2708386.352 | 3032152.92 | 46.6% |
| 2010-03 | 737496.35 | 2671771.311 | 2935652.975 | 46.3% |
| 2010-02 | 719337.97 | 2660860.783 | 2911755.992 | 46.3% |
| 2010-01 | 714778.962 | 2668919.531 | 2921163.566 | 46.3% |
| 2009-12 | 707499.908 | 2698879.903 | 2951281.893 | 46.4% |
| 2009-11 | 738799.734 | 2691375.155 | 3053397.487 | 47.1% |
| 2009-10 | 724597.566 | 2682521.492 | 3047777.962 | 47.2% |
| 2009-09 | 719561.289 | 2612916.081 | 3065101.152 | 47.9% |
| 2009-08 | 640295.826 | 2550772.788 | 3076344.708 | 49.1% |
| 2009-07 | 608764.794 | 2517470.018 | 3130129.758 | 50.0% |
| 2009-06 | 578588.343 | 2369836.02 | 3296998.598 | 52.8% |
| 2009-05 | 553156.743 | 2322888.968 | 3258109.737 | 53.1% |
| 2009-04 | 508154.165 | 2224971.439 | 3276768.316 | 54.5% |
| 2009-03 | 511801.81 | 2174324.645 | 3302588.131 | 55.1% |
| 2009-02 | 495062.764 | 2087315.299 | 3310600.333 | 56.2% |
| 2009-01 | 499150.788 | 2043383.149 | 3413311.011 | 57.3% |
| 2008-12 | 475352.508 | 1945455.636 | 3605814.351 | 59.8% |
| 2008-11 | 438313.801 | 1781137.942 | 3648816.78 | 62.2% |
| 2008-10 | 446301.667 | 1666802.8 | 3660967.635 | 63.4% |
| 2008-09 | 432667.601 | 1661890.925 | 3716254.544 | 64.0% |
| 2008-08 | 434415.462 | 1659761.73 | 3551128.639 | 62.9% |
| 2008-07 | 434805.513 | 1671166.679 | 3583074.763 | 63.0% |
| 2008-06 | 449269.2 | 1660834.63 | 3560431.348 | 62.8% |
| 2008-05 | 435039.77 | 1701518.056 | 3563481.737 | 62.5% |
| 2008-04 | 449707.295 | 1701712.983 | 3594033.793 | 62.6% |
| 2008-03 | 457497.499 | 1646180.317 | 3628383.827 | 63.3% |
| 2008-02 | 447782.181 | 1661875.852 | 3678152.552 | 63.5% |
| 2008-01 | 454645.686 | 1617919.844 | 3671839.048 | 63.9% |
| 2007-12 | 458695.504 | 1629237.259 | 3750699.382 | 64.2% |
| 2007-11 | 758043.322 | 1556459.764 | 3755152.6 | 61.9% |
| 2007-10 | 520512.647 | 1521939.041 | 4093271.219 | 66.7% |
| 2007-09 | 480239.851 | 1444232.895 | 3741389.757 | 66.0% |
| 2007-08 | 385956.022 | 1430578.544 | 3473643.894 | 65.7% |
| 2007-07 | 386601.474 | 1424715.658 | 3381492.612 | 65.1% |
| 2007-06 | 493099.578 | 1405165.173 | 3403242.381 | 64.2% |
| 2007-05 | 367057.439 | 1392174.753 | 3271989.037 | 65.0% |
| 2007-04 | 360078.469 | 1374438.675 | 3176348.009 | 64.7% |
| 2007-03 | 381523.843 | 1318711.479 | 3245152.249 | 65.6% |
| 2007-02 | 355220.268 | 1341656.835 | 3284177.522 | 65.9% |
| 2007-01 | 344445.306 | 1328090.804 | 3142824.993 | 65.3% |
| 2006-12 | 341417.061 | 1359312.807 | 3024598.333 | 64.0% |
| 2006-11 | 523391.398 | 1281278.414 | 3060522.574 | 62.9% |
| 2006-10 | 352292.002 | 1282329.146 | 2899817.686 | 64.0% |
| 2006-09 | 321792.939 | 1225105.413 | 2976426.309 | 65.8% |
| 2006-08 | 304398.99 | 1209435.564 | 2911823.965 | 65.8% |
| 2006-07 | 296272.659 | 1195143.042 | 2842991.783 | 65.6% |
| 2006-06 | 301580.569 | 1183053.98 | 2818095.935 | 65.5% |
| 2006-05 | 502967.849 | 1153134.868 | 2868430.642 | 63.4% |
| 2006-04 | 299663.663 | 1190525.924 | 2796230.409 | 65.2% |
| 2006-03 | 292340.577 | 1163719.162 | 2726412.849 | 65.2% |
| 2006-02 | 437002.865 | 1156638.23 | 2654995.325 | 62.5% |
| 2006-01 | 283501.976 | 1157748.812 | 2652325.248 | 64.8% |
| 2005-12 | 292377.092 | 1144483.826 | 2606543.497 | 64.5% |
| 2005-11 | 296762.132 | 1130831.745 | 2555440.256 | 64.2% |
| 2005-10 | 304251.832 | 1139407.582 | 2489637.671 | 63.3% |
| 2005-09 | 289015.355 | 1162132.719 | 2451014.056 | 62.8% |
| 2005-08 | 286787.92 | 1166892.213 | 2423303.744 | 62.5% |
| 2005-07 | 296602.68 | 1190992.675 | 2367410.49 | 61.4% |
| 2005-06 | 295219.671 | 1216002.119 | 2322743.787 | 60.6% |
| 2005-05 | 297919.355 | 1234275.104 | 2273982.52 | 59.7% |
| 2005-04 | 305861.344 | 1288329.705 | 2250464.541 | 58.5% |
| 2005-03 | 317289.992 | 1331648.789 | 2182983.351 | 57.0% |
| 2005-02 | 338532.387 | 1395690.394 | 2153237.903 | 55.4% |
| 2005-01 | 362988.687 | 1403661.302 | 2068357.942 | 53.9% |
| 2004-12 | 343690.988 | 1432010.731 | 2070777.864 | 53.8% |
| 2004-11 | 333891.935 | 1396360.625 | 2094832.541 | 54.8% |
| 2004-10 | 317718.955 | 1334370.312 | 2025644.455 | 55.1% |
| 2004-09 | 306259.465 | 1302940.756 | 1985590.592 | 55.2% |
| 2004-08 | 300036.835 | 1302578.329 | 1931486.042 | 54.7% |
| 2004-07 | 302210.117 | 1326136.692 | 1886150.295 | 53.7% |
| 2004-06 | 312292.479 | 1321860.789 | 1889393.907 | 53.6% |
| 2004-05 | 308871.2 | 1327438.465 | 1864830.32 | 53.3% |
| 2004-04 | 304022.209 | 1337649.297 | 1857063.257 | 53.1% |
| 2004-03 | 303017.414 | 1323177.726 | 1885584.372 | 53.7% |
| 2004-02 | 295477.877 | 1311745.372 | 2037862.086 | 55.9% |
| 2004-01 | 291092.466 | 1323990.914 | 1989236.97 | 55.2% |
| 2003-12 | 285556.186 | 1277527.421 | 1960838.985 | 55.6% |
| 2003-11 | 263973.91 | 1239832.646 | 1963755.685 | 56.6% |
| 2003-10 | 275453.975 | 1186715.473 | 2032720.396 | 58.2% |
| 2003-09 | 226227.533 | 1098079.704 | 2069218.514 | 61.0% |
| 2003-08 | 210171.354 | 1061254.333 | 2078432.612 | 62.0% |
| 2003-07 | 209530.64 | 1048747.527 | 2072464.405 | 62.2% |
| 2003-06 | 201229.727 | 1031715.95 | 2076620.396 | 62.7% |
| 2003-05 | 190183.286 | 1016750.121 | 2094350.29 | 63.4% |
| 2003-04 | 182140.604 | 980898.667 | 2098452.539 | 64.3% |
| 2003-03 | 181348.272 | 977674.792 | 2085174.725 | 64.3% |
| 2003-02 | 180707.808 | 968344.168 | 2118092.528 | 64.8% |
| 2003-01 | 172210.602 | 946694.541 | 2152403.457 | 65.8% |
| 2002-12 | 182415.7 | 946499.939 | 2146840.203 | 65.5% |
| 2002-11 | 174079.644 | 929054.263 | 2179723.654 | 66.4% |
| 2002-10 | 169648.658 | 905079.075 | 2190579.981 | 67.1% |
| 2002-09 | 164442.641 | 892356.063 | 2187488.886 | 67.4% |
| 2002-08 | 161348.11 | 895829.961 | 2189810.67 | 67.4% |
| 2002-07 | 165025.407 | 881203.589 | 2199773.494 | 67.8% |
| 2002-06 | 160844.772 | 890122.277 | 2236662.369 | 68.0% |
| 2002-05 | 156396.91 | 886878.208 | 2247355.31 | 68.3% |
| 2002-04 | 157784.687 | 865975.341 | 2243799.351 | 68.7% |
| 2002-03 | 154015.407 | 852786.621 | 2241066.28 | 69.0% |
| 2002-02 | 156972.594 | 860428.97 | 2247006.505 | 68.8% |
| 2002-01 | 158350.72 | 846116.837 | 2330872.423 | 69.9% |
| 2001-12 | 156428.954 | 851453.638 | 2358746.536 | 70.1% |
| 2001-11 | 151135.19 | 828867.7 | 2429066.765 | 71.3% |
| 2001-10 | 152250.669 | 803343.573 | 2462161.967 | 72.0% |
| 2001-09 | 142013.574 | 784821.167 | 2505253.951 | 73.0% |
| 2001-08 | 152561.488 | 757559.854 | 2560556.468 | 73.8% |
| 2001-07 | 138346.878 | 749857.122 | 2540904.55 | 74.1% |
| 2001-06 | 133135.886 | 752434.979 | 2557426.888 | 74.3% |
| 2001-05 | 131018.455 | 732665.636 | 2572300.716 | 74.9% |
| 2001-04 | 130262.55 | 715466.084 | 2577521.69 | 75.3% |
| 2001-03 | 132318.838 | 701532.592 | 2563603.839 | 75.5% |
| 2001-02 | 139704.672 | 702161.113 | 2608489.292 | 75.6% |
| 2001-01 | 140220.25 | 706803.102 | 2615567.809 | 75.5% |
| 2000-12 | 152086.383 | 695908.665 | 2642660.314 | 75.7% |
| 2000-11 | 151999.505 | 680406.554 | 2632302.602 | 76.0% |
| 2000-10 | 138660.228 | 669690.675 | 2593891.01 | 76.2% |
| 2000-09 | 130384.458 | 637160.997 | 2628916.372 | 77.4% |
| 2000-08 | 134422.157 | 662864.764 | 2601402.455 | 76.5% |
| 2000-07 | 136180.312 | 651259.609 | 2536034.127 | 76.3% |
| 2000-06 | 124987.272 | 636225.336 | 2539834.346 | 76.9% |
| 2000-05 | 124825.342 | 613314.511 | 2477530.839 | 77.0% |
| 2000-04 | 125436.061 | 639495.247 | 2465845.124 | 76.3% |
| 2000-03 | 128677.987 | 654821.159 | 2438644.98 | 75.7% |
| 2000-02 | 147325.049 | 644778.119 | 2392736.288 | 75.1% |
| 2000-01 | 135549.638 | 657741.056 | 2381334.105 | 75.0% |
| 1999-12 | 125637.124 | 643562.769 | 2440618.515 | 76.0% |
| 1999-11 | 121821.692 | 613944.879 | 2451947.984 | 76.9% |
| 1999-10 | 122298.35 | 612904.474 | 2371447.075 | 76.3% |
| 1999-09 | 119462.826 | 597931.559 | 2389101.622 | 76.9% |
| 1999-08 | 116583.592 | 597750.97 | 2337792.256 | 76.6% |
| 1999-07 | 115232.528 | 599396.385 | 2334186.684 | 76.6% |
| 1999-06 | 116549.421 | 609723.328 | 2283694.922 | 75.9% |
| 1999-05 | 113117.889 | 596214.282 | 2278011.913 | 76.3% |
| 1999-04 | 113572.187 | 590727.464 | 2294808.553 | 76.5% |
| 1999-03 | 114689.04 | 566770.874 | 2292955.005 | 77.1% |
| 1999-02 | 109163.832 | 571681.748 | 2265281.787 | 76.9% |
| 1999-01 | 114062.213 | 576274.454 | 2277793.517 | 76.7% |
| 1998-12 | 116492.51 | 583374.086 | 2254089.811 | 76.3% |
| 1998-11 | 121241.987 | 566871.082 | 2243540.258 | 76.5% |
| 1998-10 | 116559.929 | 533748.846 | 2293452.552 | 77.9% |
| 1998-09 | 109596.779 | 466975.46 | 2302386.894 | 80.0% |
| 1998-08 | 108386.05 | 455770.89 | 2271681.883 | 80.1% |
| 1998-07 | 111664.204 | 465636.738 | 2218115.114 | 79.3% |
| 1998-06 | 109018.565 | 464511.446 | 2118390.357 | 78.7% |
| 1998-05 | 110689.449 | 486751.105 | 2086890.122 | 77.7% |
| 1998-04 | 120955.186 | 510845.553 | 2086850.974 | 76.8% |
| 1998-03 | 120716.053 | 517489.238 | 2085209.427 | 76.6% |
| 1998-02 | 117937.974 | 504461.868 | 2085622.622 | 77.0% |
| 1998-01 | 114975.147 | 459547.226 | 2085333.178 | 78.4% |
| 1997-12 | 127503.774 | 491018.895 | 2025286.678 | 76.6% |
| 1997-11 | 128726.829 | 486498.786 | 2030017.68 | 76.7% |
| 1997-10 | 142113.864 | 479688.76 | 2061251.238 | 76.8% |
| 1997-09 | 142935.194 | 502592.931 | 2058554.731 | 76.1% |
| 1997-08 | 141628.018 | 520546.477 | 1988956.499 | 75.0% |
| 1997-07 | 148457.969 | 526402.361 | 1992795.583 | 74.7% |
| 1997-06 | 145150.601 | 532639.531 | 1967392.849 | 74.4% |
| 1997-05 | 147189 | 532073.222 | 1944580.925 | 74.1% |
| 1997-04 | 148022.255 | 515906.202 | 1923643.904 | 74.3% |
Method and calculations
Deposit shares are calculated on the combined amount of demand, savings and time deposits. The month-on-month change compares the latest month with the month before; the year-on-year change compares it with the same month a year earlier.
HIBOR uses the daily three-month Hong Kong Interbank Offered Rate published by the HKMA, averaged arithmetically for each month to match the monthly deposit data; a month not yet complete reflects only the days observed so far, not a full-month average. Non-business days and missing values are never filled with zero.