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HK$ cheques · Chinese and English amounts

Cheque amount in words converter

Enter an amount in Hong Kong dollars to convert it straight away into the Chinese capital numerals and English words used on cheques, and see where each goes.

Chinese and English results shown together

Output
Chinese capitals and English words
Copy
One-click copy
Where to write
Sample cheque layout

The amount never leaves your device. Results are a writing aid only; before issuing a cheque, follow your cheque book’s format and your bank’s requirements.

Enter an HK$ amount

References checked: Sources and notes

01

Enter the HK$ amount

Enter the cheque amount

You can type commas, HK$ and up to two decimal places; the maximum is HK$999,999,999,999.99

Try an example

Conversion runs in your browser; the amount is not uploaded or stored

02Live result
Figures box on the chequeHK$12,345.67Converted
Chinese capital numerals

壹萬貳仟參佰肆拾伍元陸角柒分

English words

Twelve Thousand Three Hundred and Forty-Five Dollars and Sixty-Seven Cents Only

Where to write

Where does the amount go?

Write the figures in the box on the right, and the Chinese or English words on the “amount in words” line. Switch language to see the current result.

Illustration · NOT A CHEQUE
ASample cheque
日期 DATEDD　MM　YYYY
受款人 PAYPayee’s full name 或持票人 OR BEARER
銀碼大寫 AMOUNT IN WORDS壹萬貳仟參佰肆拾伍元陸角柒分
HK$12,345.67
Cross if needed
簽名 SIGNATURE

This is not a cheque. The illustration has no bank name, account number, cheque number, magnetic ink characters or signature, and cannot be used to pay, deposit, print or make a cheque.

How to use

How to write a cheque,
line by line from the top

  1. 01

    Date: the day you issue it

    Write the day, month and year. Banks can return post-dated or out-of-date cheques; BOCHK’s mobile cheque deposit guidance requires the cheque date to be within 6 months of the issue date. Time limits and handling vary between banks, so check your bank’s terms before depositing.

  2. 02

    Payee: the recipient’s full name

    Write the full personal or company name as it appears on the payee’s bank account, not an abbreviation. Hang Seng suggests crossing out “或持票人 OR BEARER” and drawing two parallel lines on the cheque so it can only be paid into a bank account.

  3. 03

    Amount in words: copy the result above

    Start the Chinese capitals or English words right next to “港元” or “Dollars”, leaving no gap. For a whole-dollar amount, end the Chinese with “正” (already included in the result); some bank terms use “整”. In English, finish with “Only”.

  4. 04

    Amount in figures: right next to “$”

    Write the figures in Arabic numerals right next to the “$” sign, matching the amount in words exactly, including the cents.

  5. 05

    Signature: as on the bank’s record

    Use ink that cannot be erased, and sign exactly as the specimen signature held by your bank. If you make a mistake, sign your full signature next to the alteration, or destroy the cheque and write a new one.

Check before you sign

Styles of wording
and common mistakes

01

Common Chinese wording

“元／正” and “圓／整” are both common, and “角／分” are used for the ten-cent and one-cent places. This tool always uses “元／正” and “角／分” so you can copy the result directly.

02

Common English wording

Adding or leaving out “and” after Hundred, and using or omitting hyphens between 21 and 99, are both common. This tool always uses the British style with “and” and hyphens, so the output is consistent.

03

Mistake: figures, words or date do not match

Figures that differ from the words, missing cents, a wrong year or a post-dated cheque are all errors, and banks can return such cheques. Checking every line again before you sign is easier than putting it right afterwards.

04

Mistake: gaps or a short signature

Gaps before or after the amount could let someone add words or figures; alterations without a full signature, or a signature that differs from the bank’s record, can also lead to a returned cheque. Do not share signed cheques or full account details online.

Data explained

Cheque basics

01

What is a crossed cheque?

Two parallel lines drawn on the front of a cheque mean it must be paid into a bank account; the holder cannot cash it directly at the issuing bank.

02

How long does a deposited cheque take?

Local paper cheques usually take one to two working days to clear. A cheque that the bank receives before its cut-off time is generally cleared on the next banking day; deposits after the cut-off, at weekends or on public holidays take longer.

03

Does a higher ledger balance mean the money has arrived?

After a deposit, the ledger balance may show the cheque amount before the funds have cleared. The payee should look at the available balance and treat the money as received only after the cheque has been honoured.

Sources: Hong Kong Interbank Clearing Limited, Bank of China (Hong Kong), HSBC and Hang Seng Bank. Banks’ requirements differ; follow your cheque book and your bank’s terms.

Sources and notes

The conversion is done on your device; your input is not uploaded or stored. Results are a writing aid only and are not a bank instruction. Before issuing a cheque, follow your cheque book’s format and your bank’s requirements.

Currency
Hong Kong dollars (HKD)
Decimal places
Up to two
Maximum amount
HK$999,999,999,999.99
Privacy
Input is not uploaded or stored
References checked
11 October 2026Cheque clearing and bank guidance; not every bank accepts the same format. Checked against the sources cited on the Chinese edition of this page.

References

Information and tool results are for general reference only and are not a recommendation or a basis for an individual decision; verify important matters independently. For limitation of liability, see Data use and disclaimer.

Method and calculations

The Chinese result uses the financial capital numerals; the English result follows British number wording. The tool only handles the wording of the amount and does not check the cheque account, signature, date or bank requirements.

Published: Page content updated: