Listed
Listed, with the licence valid until 23 June 2027
Promise (Hong Kong) Co., Limited
邦民日本財務(香港)有限公司
- Licence number
- 804/2026
- MLR number
- 1346
- Listed expiry date
- 23 June 2027
Licence check · Companies Registry data
Money lender licence check
Enter a company name or licence number to check the official record before deciding whether to keep dealing with the company.
Check the official list of licensees
- Search by
- Company name, licence number or MLR number
- List coverage
- 6,767 current and historical records
Licence found ≠ trustworthy. The identity behind a website, phone number or WhatsApp contact still needs checking separately.
Companies Registry licence list loadedOfficial list as at: 31 August 2026 · updated automatically every month
Chinese or English names both work; the fuller the company name, the more accurate the result. The search covers 6,767 current and historical records.
No company in mind? Browse the list first
Some companies on the list of licensees
Listed
Listed, with the licence valid until 14 April 2027
PrimeCredit Limited
安信信貸有限公司
- Licence number
- 608/2026
- MLR number
- 4054
- Listed expiry date
- 14 April 2027
Listed
Listed, with the licence valid until 31 May 2027
United Asia Finance Limited
亞洲聯合財務有限公司
- Licence number
- 843/2026
- MLR number
- 1268
- Listed expiry date
- 31 May 2027
Listed
Listed, with the licence valid until 16 April 2027
Welend Limited
衛盈智信(香港)有限公司
- Licence number
- 771/2026
- MLR number
- 3526
- Listed expiry date
- 16 April 2027
Listed
Listed, with the licence valid until 27 April 2027
VCREDIT Finance Limited
維信金融財務有限公司
- Licence number
- 577/2026
- MLR number
- 6384
- Listed expiry date
- 27 April 2027
Listed
Listed, with the licence valid until 21 April 2027
Zero Finance Hong Kong Limited
零在金融香港有限公司
- Licence number
- 773/2026
- MLR number
- 4060
- Listed expiry date
- 21 April 2027
Listed
Listed, with the licence valid until 30 March 2027
K Cash Express Limited
- Licence number
- 523/2026
- MLR number
- 2783
- Listed expiry date
- 30 March 2027
Listed
Listed, with the licence valid until 22 February 2027
Hong Kong Finance (Personal Loan) Limited
香港信貸(私人貸款)有限公司
- Licence number
- 288/2026
- MLR number
- 4989
- Listed expiry date
- 22 February 2027
Listed
Listed, with the licence valid until 27 March 2027
Money Rich Finance Limited
致富財務有限公司
- Licence number
- 755/2026
- MLR number
- 5048
- Listed expiry date
- 27 March 2027
Listed
Listed, with the licence valid until 8 November 2026
001 Credit Limited
001 信貸有限公司
- Licence number
- 56/2026
- MLR number
- 6323
- Listed expiry date
- 8 November 2026
Listed
Listed, with the licence valid until 13 January 2027
101 Finance Group Limited
- Licence number
- 1880/2025
- MLR number
- 6665
- Listed expiry date
- 13 January 2027
Listed
Listed, with the licence valid until 7 January 2027
168 Imperial City Finance Limited
168皇城財務有限公司
- Licence number
- 387/2026
- MLR number
- 5873
- Listed expiry date
- 7 January 2027
Listed
Listed, with the licence valid until 4 August 2027
18 Wealth Limited
18財務有限公司
- Licence number
- 931/2026
- MLR number
- 6324
- Listed expiry date
- 4 August 2027
Listed
Listed, with the licence valid until 1 November 2026
1st Partner Finance Limited
佰立信貸有限公司
- Licence number
- 11/2026
- MLR number
- 5227
- Listed expiry date
- 1 November 2026
Listed
Listed, with the licence valid until 22 December 2026
21 Finance Limited
21財務有限公司
- Licence number
- 95/2026
- MLR number
- 3119
- Listed expiry date
- 22 December 2026
Listed
Listed, with the licence valid until 16 April 2027
28 Loan Company Limited
易發財務有限公司
- Licence number
- 889/2026
- MLR number
- 5399
- Listed expiry date
- 16 April 2027
Listed
Listed, with the licence valid until 23 May 2027
3 Sing (HK) Credit Limited
三昇香港信貸有限公司
- Licence number
- 708/2026
- MLR number
- 6396
- Listed expiry date
- 23 May 2027
Listed
Listed, with the licence valid until 28 April 2027
360 Credit Limited
360信貸有限公司
- Licence number
- 940/2026
- MLR number
- 4075
- Listed expiry date
- 28 April 2027
Listed
Listed, with the licence valid until 12 February 2027
369 Credit Company Limited
369物業信貸有限公司
- Licence number
- 77/2026
- MLR number
- 6682
- Listed expiry date
- 12 February 2027
Listed
Listed, with the licence valid until 14 March 2027
55555 Limited
- Licence number
- 762/2026
- MLR number
- 6370
- Listed expiry date
- 14 March 2027
Listed
Listed, with the licence valid until 10 November 2026
77777 LIMITED
- Licence number
- 1980/2025
- MLR number
- 6320
- Listed expiry date
- 10 November 2026
Listed
Listed, with the licence valid until 25 November 2026
88 Industrial Limited
88實業有限公司
- Licence number
- 1599/2025
- MLR number
- 4891
- Listed expiry date
- 25 November 2026
Listed
Listed, with the licence valid until 11 April 2027
A Plus Finance (Hong Kong) Limited
至好財務(香港)有限公司
- Licence number
- 727/2026
- MLR number
- 6379
- Listed expiry date
- 11 April 2027
Listed
Listed, with the licence valid until 17 March 2027
A.A. Finance Limited
- Licence number
- 711/2026
- MLR number
- 1059
- Listed expiry date
- 17 March 2027
Listed
Listed, with the licence valid until 7 November 2026
AB Capital Management Limited
安本資產管理有限公司
- Licence number
- 1947/2025
- MLR number
- 5563
- Listed expiry date
- 7 November 2026
Listed
Listed, with the licence valid until 28 February 2027
AB International Finance Limited
- Licence number
- 560/2026
- MLR number
- 1903
- Listed expiry date
- 28 February 2027
Listed
Listed, with the licence valid until 13 December 2026
Achieve Credit Limited
- Licence number
- 243/2026
- MLR number
- 6337
- Listed expiry date
- 13 December 2026
Listed
Listed, with the licence valid until 31 March 2027
Acme Finance (H.K.) Limited
益美財務(香港)有限公司
- Licence number
- 791/2026
- MLR number
- 3063
- Listed expiry date
- 31 March 2027
Listed
Listed, with the licence valid until 26 October 2026
Actex Finance Limited
信昌財務有限公司
- Licence number
- 1890/2025
- MLR number
- 2848
- Listed expiry date
- 26 October 2026
Listed
Listed, with the licence valid until 3 December 2026
Adco Fa Limited
啟豪融資有限公司
- Licence number
- 23/2026
- MLR number
- 3660
- Listed expiry date
- 3 December 2026
Listed
Listed, with the licence valid until 23 May 2027
Admiralty Capital Limited
海富資本有限公司
- Licence number
- 682/2026
- MLR number
- 4770
- Listed expiry date
- 23 May 2027
Listed
Listed, with the licence valid until 14 April 2027
Advance Sane Asset Limited
晉升資產有限公司
- Licence number
- 892/2026
- MLR number
- 6204
- Listed expiry date
- 14 April 2027
Listed
Listed, with the licence valid until 10 May 2027
AE Finance Limited
阿聯酋財務有限公司
- Licence number
- 980/2026
- MLR number
- 5551
- Listed expiry date
- 10 May 2027
Listed
Listed, with the licence valid until 15 February 2027
Affiniti Hong Kong Limited
孚密香港有限公司
- Licence number
- 506/2026
- MLR number
- 4994
- Listed expiry date
- 15 February 2027
Listed
Listed, with the licence valid until 11 July 2027
Affluence Credit Limited
溢豐信貸有限公司
- Licence number
- 979/2026
- MLR number
- 5478
- Listed expiry date
- 11 July 2027
Listed
Listed, with the licence valid until 27 April 2027
Affluence Finance Limited
富年財務有限公司
- Licence number
- 664/2026
- MLR number
- 5963
- Listed expiry date
- 27 April 2027
Listed
Listed, with the licence valid until 29 March 2027
AG Capital Limited
聯合融資有限公司
- Licence number
- 619/2026
- MLR number
- 1525
- Listed expiry date
- 29 March 2027
Listed
Listed, with the licence valid until 30 July 2027
AGI Property Finance Limited
智通物業信貸有限公司
- Licence number
- 913/2026
- MLR number
- 3115
- Listed expiry date
- 30 July 2027
Listed
Listed, with the licence valid until 23 May 2027
Air8 (Hong Kong) Limited
昇萃(香港)有限公司
- Licence number
- 1054/2026
- MLR number
- 6395
- Listed expiry date
- 23 May 2027
Listed
Listed, with the licence valid until 21 May 2027
AJI Assets Management Limited
匯安資產管理有限公司
- Licence number
- 820/2026
- MLR number
- 6488
- Listed expiry date
- 21 May 2027
List as at 31 August 2026. The status compares the listed expiry date with the day you are viewing (Hong Kong time); later renewals, revocations or new licences are not reflected. Scroll within the list to see more. Companies not shown can still be searched; finding a licence does not mean the website, phone number or intermediary contacting you is verified.
Hong Kong money lender licence lookup
Does business registration mean a finance company may lend money?
No. Business registration only concerns carrying on a business in Hong Kong; lending money as a business in Hong Kong generally requires a money lender’s licence under the Money Lenders Ordinance. Rely on the Companies Registry’s money lender records, not just a certificate image shown on a company’s website.
Banks, deposit-taking companies and some statutorily exempt institutions are regulated under other regimes, so they may not appear on the money lender lists. If you cannot find a name, first confirm the type of institution the other party claims to be and its full legal name.
Licence status
Four licence statuses that mean very different things
On the list of licensees
The name is on the Companies Registry’s list of licensees as at a stated date, with the licence expiry date. The list is not a live record: after the expiry date, check with the Companies Registry even if a renewal application is noted. You still need to check the licence number, the company name and whether the person contacting you really represents the company.
Application in progress
This only means an application has been submitted, not that a licence has been granted. The other party should not advertise an application number as a current licence.
Licence expired
This is a historical record and is not enough to show that the company holds a licence now. Some renewal cases may carry a remark; check the latest official information.
Withdrawn or dismissed
The application did not become a current licence. If the other party still claims to be licensed, stop giving personal information and check directly with the official source.
How to use
Found the company name? Check these five things with the official source
- Check the full name and licence numberEnglish abbreviations, similar Chinese names or names that sound alike may point to a different company. Note the licence number and the listed expiry date in the result.
- Check the Companies Registry’s latest listThe list of licensees can be viewed and downloaded free of charge; this page only reflects the version as at the listed date. To search the Money Lenders Register, use the Companies Registry’s e-services, at HK$17 per search.
- Check appointed third partiesIf an intermediary contacts you, check the intermediary’s name and contact details against the Companies Registry’s list of appointed third parties before deciding whether to sign anything.
- Find the official contact details yourselfDo not just call back a number from WhatsApp or a text message; contact the company again through the official record or its official website.
- Read the interest rate and advertisements carefullySince 30 December 2022, the statutory interest rate cap has been an effective annual rate of 48%, and the threshold for an extortionate rate is 36%. Licensed money lenders’ advertisements must carry the warning “Warning: You have to repay your loans. Don’t pay any intermediaries.” and a complaint hotline.
FAQ
Finance company licence search: FAQ
Does a money lender’s licence mean the company is safe?
No. Licence status is not a reputation rating, and it does not prove that the person contacting you is the licensed company. Before borrowing, still check the interest rate, fees, contract and the other party’s identity.
Why does searching by brand name find nothing?
A brand name may differ from the legal entity’s name. Ask the other party for the full Chinese and English company name, the money lender’s licence number or the MLR number, then search again.
How should I read “renewal in progress”?
The official list uses the remark “R” to show that an application for renewal is in progress. Agoodeal only reproduces this remark and does not judge the outcome of the renewal; if the listed expiry date has passed, check with the Companies Registry using the licence number in the result.
What if I suspect someone is impersonating a company?
Stop paying and stop sending identity information, keep the conversation and payment instructions, and verify using official contact details you have found yourself; if a scam is suspected, contact the police.
Data explained
Check the status first, then the identity
“Listed” only means the name appears on the Companies Registry’s list of licensees as at 31 August 2026, compared with the listed expiry date on the day you are viewing; it does not confirm that a valid licence is still held today. “Application in progress” does not mean a licence has been granted. “Expired” or “withdrawn / dismissed” should never be treated as a current licence.
Sources and notes
The data come from the list of licensees published by the Money Lenders Registry of the Companies Registry. Agoodeal only compiles the list for checking and does not certify any company as safe or reputable.
- Official list as at
- 31 August 2026
- Records covered
- 6,767 current and historical records
- Update frequency
- The official list is downloaded and validated automatically every month
- Agoodeal last compiled
- 10 Oct 2026, 23:57
Official sources
- Companies Registry: search money lender information (opens in a new tab)
- Companies Registry: list of appointed third parties (opens in a new tab)
- Companies Registry: FAQs on licensed money lenders (search fees) (opens in a new tab)
- Companies Registry: complaints about licensed money lenders (opens in a new tab)
- Government press release: amendments to the statutory interest rate cap (opens in a new tab)
- Companies Registry: additional and revised licensing conditions (advertisement warning statement) (opens in a new tab)
Intellectual property rights in the source data belong to the Hong Kong SAR Government and the relevant data providers (Companies Registry). Values compiled or calculated by Agoodeal are not official figures.
Information and tool results are for general reference only and are not a recommendation or a basis for an individual decision; verify important matters independently. For limitation of liability, see Data use and disclaimer.
Coverage and limitations
The status compares the listed expiry date with the day you are viewing (Hong Kong time); renewals, revocations or new licences after the list date are not reflected. Finding a licence does not mean the website, phone number or intermediary contacting you is verified.
Published: Page content updated: